3 Ways to Stop Overspending on Prescriptions

Finance

3 Ways to Stop Overspending on Prescriptions

Prescription medication has become a part of a lot of people’s daily lives. Whether it’s curbing our anxiety or treating a chronic physical condition, most of us will do whatever we have to cover the cost of those drugs. While out-of-pocket costs can run rampant, there are more ways than ever to get your prescriptions without breaking the bank. Let’s take a look at three ways to save on your treatment plan.

1. Shop for discounts.

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Medical products, including prescription medication, are now being offered at a discount through a number of websites. In the digital health marketplace, you can find discounts for your prescription by means of price comparisons, coupons, and even drug manufacturer rebates.

This can come in handy if you need to switch medication that could be aggravating symptoms of tinnitus. Tinnitus, commonly associated with a ringing in one’s ear, is usually associated with damage to the inner ear. There are two forms of this condition: objective tinnitus and subjective tinnitus. Both forms can come from an ear infection, physical trauma to the ear, or a loud noise. Tinnitus can even play a significant role in other conditions, such as:

  • High blood pressure
  • Hearing loss
  • Heart problems
  • Anxiety
  • Dizziness/loss of equilibrium

While there are presently no prescription drugs specifically designed for tinnitus, there are medicines that can help with symptoms of tinnitus, particularly those impacting a patient’s mental health. If you’re considering tinnitus accident claims and may be presently taking one of these prescriptions, you may want to consult your pharmacist about potential discounts through apps and websites to bring down the cost of these medications. Be sure that your pharmacy has your correct health insurance information on file as well, as that may be why the cost of your pills is suddenly greater than usual.

2. Shop for generic options.

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While you may feel more at ease with a brand-name prescription drug, it can really run up your expenses. An effective way to get the meds you need and save money is by looking into generic instead of name-brand meds. Generic prescription medicine has the same active ingredients as its brand-name counterpart, and according to the Food and Drug Administration, can run 85 to 90 percent cheaper in cost.

If you have filed a tinnitus claim with the help of an experienced lawyer, you could save yourself some money before receiving financial compensation from this accident by opting for generic prescription medication. You just need to consult a pharmacist or your healthcare provider about this possibility. If a doctor recommends a specific prescription drug, be sure to ask for a consultation, even if the discounted drug cost is just too much for your monthly expenses.

3. Consider your insurance and supply.

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If you find yourself struggling with permanent hearing loss or a constant ringing sensation, it may be time to get an otologist involved to test for tinnitus. It’s a good idea to look into diagnostic tests to determine if these symptoms can be curbed, with the help of equipment like hearing aids. You could even look into cognitive behavioral therapy to help understand the triggers of tinnitus. Mental health professionals may offer you certain prescription drugs to help combat triggers like anxiety and depression.

If your supply of that medication lasts for 30 days, and you make an insurance copay each time, ask for a 90-day supply. This will spare you from having to drop a copay for your health insurance coverage each time, running up your medical bills. If your tinnitus results from a car accident, a personal injury claim can help to eventually alleviate some of the financial burden from you as a victim. Keep track of all medical records, and before you know it, a top attorney will get you financial compensation.

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